About Us
About Us
Welcome to MSM Capital Management.
Founded in February of 2009 and based in Tampa, Florida, MSM Capital Management is a boutique firm focused on helping clients navigate their retirement concerns as they approach, enter and live in retirement. Our approach focuses on listening to the personal needs and concerns of individuals and couples, then translating those needs and concerns into a coherent, holistic strategy with a singular goal — to generate positive retirement outcomes. We do not manage money so there is no bias in our advice.
MSM Capital received its insurance license, L078490, through the Florida Department of Financial Services to act in the capacity of an insurance agency within the state of Florida. In this capacity, MSM Capital can offer Medicare Supplement/Medigap plans, Medicare Advantage plans, Medicare Prescription Drug plans, individual and business health insurance, dental insurance, life insurance, long-term care insurance, annuities and final expense plans. Health and insurance products are offered through private third-party insurance companies which MSM Capital and/or its associates may be appointed with.
MSM Capital was founded on the guiding principles of acting with integrity, ethical behavior and mutual respect; both as a firm and individually. A firm where clients are viewed as partners. We believe these core values are essential for building a trusted relationship with clients. A trust which is never taken for granted nor is always assumed. We take repetitional risk, as a firm and individually very serious.
We believe in full disclosure and transparency in dealings with our clients. Click on Fees and Commissions to see how we are paid. Clients have the right and should ask questions about how their financial advisors, brokers and agents are compensated, what their compliance record is with state and federal regulatory agencies as well as what their qualifications are.
You have many choices when it comes to deciding which financial service's firm you choose to work with. No matter who you choose, never forget it's your money and your life. You've worked hard for what you've accomplished. Make sure the individual and the firm you entrust it to is respectful and worthy of your trust. We would like to earn the right to be your trusted financial advisor.
Financial Disclosure & Disclaimer Statement
Stephen J. Stellhorn, MSM Capital Management, LLC and any of their affiliates or any FINRA/SEC member firm(s) or insurance companies they may be affiliated with, either individually or severally, assume no fiduciary or other responsibility or liability for any consequences, financial or otherwise, arising from any investments in the securities, equities, bonds or other fixed income investments mentioned herein.
The content on this site is provided as educational purposes only and should not be taken as insurance and/or investment advice. All site content, including any advertisements which may appear, shall not be construed as a recommendation to buy or sell any security, financial instrument or insurance product, or to participate in any particular trading or investment strategy. The information on this site has not been prepared with regard to the specific investment objectives, goals, risk profiles, financial situation and particular needs of any particular investor or group of investors. This site cannot disclose all the risks and other significant aspects of warrants and/or any other financial instruments mentioned herein.
Investing in the financial markets can involve considerable risk and loss of money. Past performance is not necessarily an indication of future performance. Investments are NOT FDIC insured. You should make your own independent appraisal of the risks and should consult your own legal, financial, tax, accounting and other professional advisors in this respect prior to making any investment decisions.
All opinions and estimates included on this site constitute judgment as of the date indicated or this date (as applicable) and are subject to change without notice. These are the opinions of Stephen J Stellhorn, MSM Capital Management, LLC and its affiliates ONLY and are NOT reflective of the views, opinions or expressions of any FINRA/SEC member firm(s) or insurance companies which Stephen J. Stellhorn and/or MSM Capital Management, LLC may affiliate with in the future. No representation or warranty, express or implied, is made as to its accuracy, adequacy, completeness, timeliness or correctness for any particular purpose. Any warranties, whether express or implied or any statutory warranties of any kind are hereby disclaimed.